Some debt fund categories gain as rates decline, but FDs lose out

A flip side to the lending rates coming down is that the deposit rates offered by lenders such as banks also comes down.When lower interest rates are accompanied by higher inflation, then investors see their real returns decreasing Get the latest news and analysis on business, finance, politics from Livemint, the website of the Mint newspaper, one of India’s leading business and financial dailies

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Expect loan, deposit rates to go down, despite RBI pause

Borrowers can expect banks to lower rates as transmission of earlier rate cuts is yet to happen.While there was not much for borrowers and savers in the monetary policy statement, all eyes are now on the upcoming Union budget Get the latest news and analysis on business, finance, politics from Livemint, the website of the Mint newspaper, one of India’s leading business and financial dailies

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Real estate industry disappointed with RBI pressing the halt button

Rate cut was needed to boost the sentiments of the industry and increase the incentives for home buyers by reducing cost of buying a house.Real estate sector is going through an unprecedented slowdown over the past few years Get the latest news and analysis on business, finance, politics from Livemint, the website of the Mint newspaper, one of India’s leading business and financial dailies

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Payday loan can help fund that concert ticket, but be ready to pay annual cost of up to 360%

These are unsecured ultra short-term, high-interest loans that can fill the gap in your cash flows..You will need to submit an ID, residence proof, a copy of 3 months’ salary slips and bank account statements. Once you do this, the amount will be credited to your account within 60 minutes Get the latest news and analysis on business, finance, politics from Livemint, the website of the Mint newspaper, one of India’s leading business and financial dailies

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Delhiites pay ₹15,000 crore as brokerage every year, says Saurabh Garg

Saurabh Garg, said, ‘ ₹15,000 crore is paid as brokerage while buying, selling or renting properties in Delhi NCR annually’.Launched in 2014, NoBroker.com first started off in Mumbai and Bengaluru and has now expanded its services to six cities Get the latest news and analysis on business, finance, politics from Livemint, the website of the Mint newspaper, one of India’s leading business and financial dailies

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Assess financial portfolio periodically to ensure funds’ good performance

If you put your portfolio together with your own research, you should make sure that you are investing in the direct plan variants of these schemes and not the regular plans to save significantly over your investment period Get the latest news and analysis on business, finance, politics from Livemint, the website of the Mint newspaper, one of India’s leading business and financial dailies

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Rera lacks teeth to set things in order

About 5.76 lakh units were launched in 2013 or before and are still to be delivered, said ANAROCK Property Consultant.Real estate investment in India is fraught with risk and poor liquidity that the asset provides only adds to the problems Get the latest news and analysis on business, finance, politics from Livemint, the website of the Mint newspaper, one of India’s leading business and financial dailies

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